Office Policies & Financial Info

New Patients

At Celebrating Smiles in Cortland and Ithaca, NY, we are always excited about meeting new patients during their initial visit to our office. Your complimentary visit will consist of a series of digital photos, a panoramic x-ray and a thorough examination which will give our doctors the information they need to discuss potential treatment options. We will also discuss the investment for treatment, review your estimated insurance benefits and discuss flexible financial options. We feel it is important to analyze each patient’s specific needs to help ensure superior results and higher patient satisfaction.

Financial Options

Orthodontic care is an excellent investment in the overall dental, medical and psychological well-being of children and adults. We realize that families and individuals have different financial concerns so we offer several different payment options.

  • Automatic payments directly from a bank account or credit card is preferred by most families
  • In-House Non Interest financing is available for qualified individuals
  • MasterCard, Visa and other credit card payments are accepted
  • Full payment at the start of treatment allows you to take advantage of an up-front discount

Third Party Financing: Care Credit provides a program for patients that requires no down payment and up to 60 months for repayment. Fast confidential service is provided by phone at 800-365-8295 or visit CareCredit can be used for treatment for you and your entire family at over 65,000 participating healthcare practices nationwide.


Our office works with most insurance plans. If you have an orthodontic benefit we will call to verify the coverage and inform you of the amount that is available. We will submit all the insurance claims for you as a courtesy. We prefer to have the insurance benefit come directly to our office, but certain insurance companies will not pay us directly. We will help in every way that we can in filing your claims and handling any insurance questions that you may have.


CareCredit, a GE Money Company, gives you convenient payment options so you can get the procedure you want, when you want it.

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